The Building Code Effectiveness Grading Schedule (BCEGS®) assesses the building codes in effect in a particular community and how the community enforces its building codes, with special emphasis on mitigation of losses from natural hazards.
Better Loss Experience
The concept is simple: municipalities with well-enforced, up-to-date codes should demonstrate better loss experience, and insurance rates can reflect that. The prospect of lessening catastrophe-related damage and ultimately lowering insurance costs provides an incentive for communities to enforce their building codes rigorously - especially as they relate to windstorm and earthquake damage.
Residential & Commercial Ratings
Authorities are rated for both Residential and Commercial Construction on a scale of 1 to 10, where 1 is the best, awarded the lowest insurance premiums.
The City of Coweta building inspection and plan checking service received the following ISO ratings: